How the US Navy body fat method works
The US Navy formula was developed by the Naval Health Research Center to give servicemembers a simple body composition test that needs only a tape measure. It's not as precise as a DEXA scan but it's repeatable, free and within about 3-4 percentage points of lab measurement for most adults — accurate enough to track changes over time, which is what really matters.
The two formulas (imperial inches)
Men: Body fat % = 86.010 × log10(waist − neck) − 70.041 × log10(height) + 36.76
Women: Body fat % = 163.205 × log10(waist + hip − neck) − 97.684 × log10(height) − 78.387
The calculator above handles both units automatically — measurements are converted to inches internally.
Getting the measurements right
Accuracy is mostly about consistent measurement. A few practical tips:
- Neck. Right below the larynx (Adam's apple for men). Tape horizontal, not at an angle. Look straight ahead, shoulders relaxed.
- Waist (men). Around the navel.
- Waist (women). At the narrowest point — typically just above the navel.
- Hip (women only). Widest point around the buttocks. Feet together.
- Posture. Stand relaxed, exhale gently, don't suck in. Same time of day for repeated measurements (mornings are best).
Reading the result
The American Council on Exercise body fat categories used here:
- Men: Essential 2-5%, Athletes 6-13%, Fitness 14-17%, Average 18-24%, Above average 25%+.
- Women: Essential 10-13%, Athletes 14-20%, Fitness 21-24%, Average 25-31%, Above average 32%+.
"Essential" is the minimum the body needs to function. The "fitness" band is where most regularly active adults sit. "Above average" is where US adult averages have drifted in recent decades.
Body fat % vs. BMI
BMI is simpler — just height and weight — but doesn't distinguish muscle from fat. A muscular athlete can register as "overweight" on BMI with very low body fat. Body fat percentage measures what BMI tries to proxy. Use both: BMI for a quick general screen (and what insurers look at), body fat % for what's actually going on. The BMI calculator and this tool together are a much better signal than either alone.
What to do with the number
Focus on the trend, not the single reading. Take measurements monthly under similar conditions and watch the direction over a few months. To plan calorie and protein intake for a body fat goal, pair this with the calorie calculator and macro calculator.